5 Dicas para você economizar no seu negócio e investir

Publicidade – OTZAds

A gente vive em um mundo em que somos constantemente impulsionados ao gasto e a compra compulsiva, não é verdade? Pois bem, saiba que existe um modo de você sair dessa loucura, sem parecer um “ET” que vive numa realidade diferente.

Se você tem um negócio próprio, ou se está começando a trabalhar agora por conta própria, uma das coisas que você sempre precisa ter em mente é: reserva financeira. Não é possível começar um negócio sendo que você não tem uma reserva financeira, como também não é possível continuar um negócio sem uma reserva financeira.

Publicidade – OTZAds

Então, fique ligado nessas dicas especiais que nós iremos passar a seguir, para que você conseguir fazer uma economia em prol de seu crescimento.

1. Anote tudo que você vai gastar no seu dia

Não é nenhum exagero, é precaução. Sim, tudo, não deixe passar nada. Tenha sempre contigo uma agenda ou o próprio bloco de notas do celular. Separe todas os seus gastos, informe qual cartão você usou, se foi pago em dinheiro vivo, débito ou crédito, se foi parcelado, tudo mesmo.

Publicidade – OTZAds

Parece paranoico.No primeiro momento você vai se chocar, pois em um único dia a gente consegue gastar muito com almoço, imprevistos, um docinho no final do dia, uma coisa pra casa que você acreditava precisar e etc.

2. Deixe para depois as grandes compras

Isso mesmo, sem apavoramento por agora. A gente sempre acha que precisa de um produto e já sai comprando, não consultamos preciso, não pensamos em outras alternativas, apenas achamos que é uma necessidade e pagamos muitas vezes um preço alto.

Publicidade – OTZAds

3. Escolha um Dia “Zero”

Escolha um dia da semana para ser seu dia zero gastos, não abrir a carteira significa economia garantida. Organize no calendário um dia por semana e cumpra essa meta.

Planejamento financeiro é algo que precisa fazer parte de sua rotina.

Publicidade – OTZAds

4. Seu pagamento caiu? Pague suas contas imediatamente, não postergue!

Coloque todas as suas contas fixas para o dia seguinte do seu pagamento, além de evitar atrasos, você consegue observar o que sobra para as demais despesas.

5. Programas? Faça em casa mesmo, evite barzinhos.

Sabe aquele desejo loco de sair? Mate-o. Chame seu amigos para ir na sua casa como alternativa para aquele barzinho. Você mesmo cozinhar, todo mundo colaborar com o supermercado do evento sai muito mais barato do que ir em um restaurante, ou bar, e vamos confessar não é? Muitas vezes é mais gostoso.

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