People live in a world where we are constantly driven to spend and buy compulsively, right? Well, I knew that there is a way for you to get out of this madness, it seems like an “ET” that lives in a different reality.
If you have your own business, or are starting to work now on your own, one of the things that you always need to keep in mind is: financial reserve. It is not possible to start a business if you do not have a financial reserve, just as it is not possible to continue a business without a financial reserve.
So, I was linked to these specific instructions that we will go on to follow, so that you can achieve an economy in favor of its growth.
1. Write down everything that you are going to spend on your day
I am not exaggerating, it is caution. Yes, everyone, don't let anything happen. Always have an agenda or your own cell phone notepad with you. Separate all your expenses, report which card you used, was it paid in live money, debit or credit, was it parceled, all the same.
It seems paranoid. Not the first moment you're going to crash, because in a single day people manage to spend a lot with lunch, incidentals, a docine at the end of the day, a thing for the house that you accredited needing and etc.
2. Leave for big purchases
Isso same, without fear for now. People who are always small who need a product and never buy it, we don't ask for it, we don't think about other alternatives, we just say that it's a necessity and we pay a high price many times.
3. Pick a Day “Zero”
Choose a day of the week to be your zero-cost day, not opening a wallet means guaranteed economy. Organize the calendar one day per week and meet that goal.
Financial planning is something that needs to be part of your routine.
4. Is your payment paid? Pay your bills immediately, don't delay!
Place all your fixed accounts for the day after your payment, in addition to avoiding delays, you can see what is left over for the other expenses.
5. Programs? Faça em casa itself, avoid barzinhos.
Do you know that crazy desire to leave? Matthew. Call your friends to go to your house as an alternative to that barzinho. Você same cozinhar, everyone collaborates with the supermarket of the event, it's much cheaper than going to a restaurant, or bar, and we're going to confess, isn't it? Many times it is tastier.
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